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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Evanston, Wilmette and Winnetka real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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Pricing >Overpriced

In the real estate world, a large group of people are looking to buy homes at any given time. These are the seller's best prospects. This ready group of buyers is wasted, however, if your house is overpriced.

People who have been shopping around and are accustomed to comparing properties will probably refuse to look at your home with an unrealistic price tag. You and your real estate agent may know that you would sell for $10,000 less, but the buyers do not know this. As a result, your overpriced property receives little attention.

Don't be fooled into thinking that your house is worth more than someone is willing to pay for it, or that it's just a matter of waiting for the "right" buyer to show up. Surveys show that the longer a house is on the market before being sold, the greater the drop in price from the listing price when it does sell. The buying public eventually sets an accurate price. An overpriced house just sits on the market, waiting for a price adjustment before it will attract a buyer.

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Q	How many rooms are there in the U.S. President's primary residence?
A	There are 132 rooms in the White House.
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The Thomas Team, REALTOR®, real estate agent and broker for Evanston, Wilmette and Winnetka, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Thomas Team
Coldwell Banker Residential Brokerage
1508 Sherman Ave
Evanston, IL 60201
Mike: 847-322-6968
Lene: 847-322-8757
Fax: 847-939-5633
Mike@MichaelThomasRealty.com
Teamwork! That sums up our relationship with our clients. The Thomas Team and YOU are working together towards a common goal - To satify your real estate needs! Integrity, honesty, dedication and market knowledge are our guides! We're with you "Every Step of the Way".

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